银行又拒绝您的贷款？

<面对生意资金周转困难的问题？>

<需要钱结婚，生孩子，旅行， 学费，还卡债>

<银行又拒绝您的贷款？>

请让我们来协助您，我们拥有13年经验的团队来协助您的银行贷款获得批准!

<重组融资文件 / 创造贷款资格 / 专属的管道获取批准>

“当银行拒绝您的贷款时，请让我们协助您获取批准！！”


website:https://www.facebook.com/banksolutionconsultancy

Email: banksolution.chun@gmail.com

Tel: 0125007704/0163375456

A Different Way to your credit management Tired of paying high interest ? Free of credit card debt ?

Credit Cards/ Credit Card Malaysia 8.8 Millions people in Malaysia using credit cards, Credit Card Debts - An Overview about Credit Card Debt Malaysia ? However, over 22 Billion worth of credit card debts and growing. How can I get out of debt? 40% of credit card holders only make a minimun payment to the credit cards.    Quoted from Malay Mail: - An Overview of Credit Card Debts Malaysia Credit Card Debt Malaysia AND YOU: Under-30s under siege. Some 50 per cent declared bankrupt for credit card debts are in this age group. 3.2 million credit card holders nationwide last year. Did you know how many of them were failed to pay credit card debts and caused them bankrupt in 2009? On average, the percentage of credit card holders declared bankrupt was only 0.04% out of the total number of principal credit card holders in the last five years, Deputy Finance Minister Datuk Donald Lim said.” Source: theSun BY: bankconsultancy

How to get low interested rate Cash out/ Lowest Your credit card Outstanding

Credit Card Interest Reduction and Easy Payment

Plan One (1):
<< EPP 信用卡利息重组计划 >>
问题1：您的身边有朋友面对信用卡利息太重的问题吗？
问题2：您的身边有朋友每个月都不能如期还钱而且担心利息的问题吗？
问题3：您的身边有朋友需要用长时间及最低利息来还清卡债？
问题4：是否愿意给每年18%的利息？
我们可以帮您将一年18%的利息降至一年6%
再让您有选择性地分成 12/18/20/24/36 个月分期还回原有的银行。
（免手续费，100％批准)
<< EPP Credit Card Interest Restructuring Plan >>
Q1: Any of your friends very hard to clear your overburden credit card debt?
Q2: Do you still continues to pay interest rate of 18% p.a. for your credit card outstanding balances years after years?
Q3: Any of your friends do not have ready cash and not able to settle these debt in near future?
Q4: Any of your friends want to settle their debt with longer period of time with lowest interest charges?
We are able to help you to reduce the yearly interest 18% to 6%.
We also allow you to pay your money by 12/18/20/24/36 months back to the card issuer bank.
(without handling charges, 100% approved for active card)
Plan Two (2):
用信用卡借换取现金并做成分期付款!!
利息 6%/1年
可以做从1年到3年。
Fast cash advance approval for personal used!!
Interest 6% per year
We are able to process 1 to 3 years plan.
Plan Three (3):
<< 申请信用卡 >>
我们可帮您申请全马10大银行的信用卡。
只需您的IC以及现用超过一年的信用卡副本。
<< Credit Card Application >>
We can help you to apply the credit card from the 10 most largest banks in Malaysia.
We just need the photocopy of your IC and credit card which has been used more than a year.
<< 有什么好处? >>
1. 每月只付最低限度银额也就是RM50都不会被停卡也不会被银行催账。
2. 如果你财务状况不好，连续3年都只还最低限度银额，既是RM50×36的话。还可以再做分期付款，包你再没有压力的情况下轻松还账。
3. 没有其他的费用，不需要任何文件，不用担保人，就像用卡分期付款买电器一样简单。
4. 相比于银行，利息低至每年6%。
5. 每年省利息10%以上。
6. 用2年至3年还清债务。
7. 固定每月银额还回银行。
8. 100%批准（只给未停卡用户）。
9. 谢绝黑名单者。
10. 在银行可维持良好的纪录。
11. 以后将容易获得个人或房屋贷款。
12. 可换取信用卡积分。
<< Any Benefits? >>
1. Even if you only pay minimum payment which is RM50, bank officer won’t call you or block your credit card.
2. If your financial situation is poor, the followings months you just can pay the minimum payment which is RM50×36, you still able to restructure your credit card and make sure you can pay the money with no pressure.
3. No hidden charges, do not need to fill in any form, no guarantor, no processing fees, just as easy as buying an electric appliance.
4. Lower interest rate of 6% p.a. (compared to normal rate of 18% p.a.)
5. Total interest savings of 10% p.a. and above.
6. Debt is able to settle within 2 to 3 years.
7. Fixed monthly installment to repay back to the card issuer bank.
8. 100% approval (for active cards)
9. Avoid being blacklisted under CCRIS and CTOS.
10. Having a good payment history in bank record.
11. Easy to get personal loan or home loan in the future.
12. Earn credit card points as well.
别再犹豫!!想处理卡帐的朋友都欢迎SMS/EMAIL我, 或在此留言。
这可让您省更多利息。
今天就行动，否则银行将每天收取额外利息，而且现再必须在19天内还卡债。
Do not hesitate to contact me for restructuring your credit card outstanding balances, this will help you to save more interest.
Take action today. Delay for another day, bank will charge you daily interest accordingly.
* Bank interest on credit card debt is charged on daily basis.
* Now the money repay period to bank is 19 days.

Website: https://www.facebook.com/banksolutionconsultancy
Company: Clear E Malaysia
State: Kuala Lumpur, Selangor, Penang
Name: Serena Chun
Email:banksolution.chun@gmail.com
Contact Me: 0163375456
要做信用卡重组代理或代理的朋友请email我。不用本钱的生意最好做。
现在这个世代，要赚别人钱不容易，要借钱给人就简单得多了。
代理可马上得到佣金，并以您顾客的每一单信用卡重组银额记算。
Any of one who likes to be an agent please email me.  This is a business that do not need to have capital. Nowadays, borrow money to others is more easier than earn money from others.
Agent could get your commission instantly from each of your credit card customer.

Restructure credit card debt to easi-payment plan 信用卡债务重组

Nowadays, most of the banks imposed 1.5% per month or 18% per annum for the finance charges. 
Due to the high interest rate of finance charges, so its caused the customer unable to settle the debt earlier. 
For example, if the outstanding credit card debt of RM10k & the min payment is 5% or RM500 per month. If the customer just pay for the min payment, then it will take about 7-8 years to settle the said credit card debt.
如今，银行收取高达18%信用卡年息，因此导至许多顾客难以清除他们的卡债。
举个例子，如果一个人欠卡债10K，但他每月只付最少费用5%或RM500。因此，他大概须要80个月来付清所有的卡债。




Because of this, we came out a plan to helping customer to restructure the credit card debt to easi-payment plan in order to enjoy :-
因此，我们想了一个办法将顾客的卡债传去分期付款方式来换取以下好处 :-

To lower monthly payment and settle the debt more faster 减低每月负担和提早清完卡债

To lower finance charges from 18% to as lower as 5% (depend on bank card) 减低信用卡利息从18%至5% (因银行而异)



This plan did not require any income documents to process, so it is simple and easy. Other than that, those customer with BAD CCRISS or BAD CTOS also eligble for this plan.
这个方法不需要任何收入文件，很容易跟方便。除持以外，顾客有CCRISS和CTOS 问题都可以申请倘若信用卡还能启用

We provide you monthly installment plans of 18/20/24/36 months to pay back card issuer bank.
再让您有选择性地分成 18/20/24/36 个月分期还回原有的银行。

(without handling charges, 100% approved for active card / 免手续费，100％批准)

EXAMPLE 例子

AEON Credit Card (To restructure to 36 months installment plan) 转去36个月分期付款

Credit Limit 信贷限额 : 10,000

Outstanding 未付款余额 : 8,000
Before 之前: Statement Outstanding balance 未付款余额 = 8,000
After 之后: Statement Outstanding Balance 未付款余额 = 0
Before 之前: Monthly Payment 每月付款 = RM400 (RM8,000 x 5%)
After 之后: Monthly Payment 每月付款 = RM 277.78
Before 之前: Minimum Payment 每月最低付款 = RM400
After 之后: Minimum Payment 每月最低付款 = RM50
Before 之前: Finance Charges 财务费用 = RM114 [(RM8,000 - RM400 x 1.5%)]
After 之后: Finance Charges 财务费用 = RM3.42 [(RM277.78 - RM50 x 1.5%)]
Before 之前: Late Charges 迟还费用 = RM80 [(RM8,000 x 1%)]
After 之后: Late Charges 迟还费用 = RM2.78 (min RM10) [(RM277.78 - 1%)]
Before 之前: Repayment Period 偿还期 = 80 months
After 之后: Repayment Period 偿还期 = 36 months

In short, if you start this plan now, then you are able to save RM123 (RM400-277) every month. Total interest save will be RM123 * 80 months = RM9,840.
结论，如果你启动这个方法，你就能够每月节省RM123 (RM400-RM277)。总共节省 RM123 * 80月 = RM9,840 Below is the sample of credit card statement after covert to easi-payment plan :-

E-mail the below info to banksolution.chun@gmail.com , or Sms to 016-3375456 so that I can calculate how much you can save if you convert the existing credit card debt to easi-payment plan.

电邮以下资至 banksolution.chun@gmail.com , 或Sms 至 016-3375456 那我就能够计算到你能够省几多钱。

Card/Status/CreditLimit/OutstandingBalance/MinimumPayment(+due date)/AvailableLimit/
e.g: EON Visa/Active/10,000/8000/400-by-jan2016
信用卡名字 / 状况 / 信贷限额 / 欠款 / 每月最低付款 / 尚有银额

Facebook:

https://www.facebook.com/banksolutionconsultancy

Email:

banksolution.chun@gmail.com

hp Number:

016-3375456