Restructure credit card debt to easi-payment plan 信用卡债务重组

Nowadays, most of the banks imposed 1.5% per month or 18% per annum for the finance charges. 
Due to the high interest rate of finance charges, so its caused the customer unable to settle the debt earlier. 
For example, if the outstanding credit card debt of RM10k & the min payment is 5% or RM500 per month. If the customer just pay for the min payment, then it will take about 7-8 years to settle the said credit card debt.
如今，银行收取高达18%信用卡年息，因此导至许多顾客难以清除他们的卡债。
举个例子，如果一个人欠卡债10K，但他每月只付最少费用5%或RM500。因此，他大概须要80个月来付清所有的卡债。




Because of this, we came out a plan to helping customer to restructure the credit card debt to easi-payment plan in order to enjoy :-
因此，我们想了一个办法将顾客的卡债传去分期付款方式来换取以下好处 :-

To lower monthly payment and settle the debt more faster 减低每月负担和提早清完卡债

To lower finance charges from 18% to as lower as 5% (depend on bank card) 减低信用卡利息从18%至5% (因银行而异)



This plan did not require any income documents to process, so it is simple and easy. Other than that, those customer with BAD CCRISS or BAD CTOS also eligble for this plan.
这个方法不需要任何收入文件，很容易跟方便。除持以外，顾客有CCRISS和CTOS 问题都可以申请倘若信用卡还能启用

We provide you monthly installment plans of 18/20/24/36 months to pay back card issuer bank.
再让您有选择性地分成 18/20/24/36 个月分期还回原有的银行。

(without handling charges, 100% approved for active card / 免手续费，100％批准)

EXAMPLE 例子

AEON Credit Card (To restructure to 36 months installment plan) 转去36个月分期付款

Credit Limit 信贷限额 : 10,000

Outstanding 未付款余额 : 8,000
Before 之前: Statement Outstanding balance 未付款余额 = 8,000
After 之后: Statement Outstanding Balance 未付款余额 = 0
Before 之前: Monthly Payment 每月付款 = RM400 (RM8,000 x 5%)
After 之后: Monthly Payment 每月付款 = RM 277.78
Before 之前: Minimum Payment 每月最低付款 = RM400
After 之后: Minimum Payment 每月最低付款 = RM50
Before 之前: Finance Charges 财务费用 = RM114 [(RM8,000 - RM400 x 1.5%)]
After 之后: Finance Charges 财务费用 = RM3.42 [(RM277.78 - RM50 x 1.5%)]
Before 之前: Late Charges 迟还费用 = RM80 [(RM8,000 x 1%)]
After 之后: Late Charges 迟还费用 = RM2.78 (min RM10) [(RM277.78 - 1%)]
Before 之前: Repayment Period 偿还期 = 80 months
After 之后: Repayment Period 偿还期 = 36 months

In short, if you start this plan now, then you are able to save RM123 (RM400-277) every month. Total interest save will be RM123 * 80 months = RM9,840.
结论，如果你启动这个方法，你就能够每月节省RM123 (RM400-RM277)。总共节省 RM123 * 80月 = RM9,840 Below is the sample of credit card statement after covert to easi-payment plan :-

E-mail the below info to banksolution.chun@gmail.com , or Sms to 016-3375456 so that I can calculate how much you can save if you convert the existing credit card debt to easi-payment plan.

电邮以下资至 banksolution.chun@gmail.com , 或Sms 至 016-3375456 那我就能够计算到你能够省几多钱。

Card/Status/CreditLimit/OutstandingBalance/MinimumPayment(+due date)/AvailableLimit/
e.g: EON Visa/Active/10,000/8000/400-by-jan2016
信用卡名字 / 状况 / 信贷限额 / 欠款 / 每月最低付款 / 尚有银额

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https://www.facebook.com/banksolutionconsultancy

Email:

banksolution.chun@gmail.com

hp Number:

016-3375456